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Paygate DPO South Africa

      • A detailed description of goods and/or service
        Bernards JD & M is a business in the Jewellery industry that sells and designs Jewellery.
      • Delivery policy
        Subject to availability and receipt of payment, the request will be processed within 3 days and delivery confirmed by email.
      • Return and Refund Policy The provision of goods and services by Bernard's JD & M is subject to availability. In case of unavailability, Bernards JD & M will refund the client in full within 30 days. Cancellation of orders by the client will attract a 10% administration fee. Damage watches and rings will be evaluated and quote sent for repairs. Damaged returns will not be covered by warranty or ganureete. 
      • Customer Privacy policy  Bernard's JD & M shall take all responsible steps to protect the personal information of users. It is the user responsibility to have a strong password ten-character mix Alphabet, numerical with special characters. For the purpose of the clause, "personal information" shall be defined as details in the promotion of access to information Act 2 of 2000 (PAIA). Download
      • Payment options accepted  Payment may be made via Visa, MasterCard, Diners or American Express Card or by bank transfer. email of which details will be provided upon request.
      • Card acquiring and security Card transactions will be acquired for Bernard's JD & M vai PyaGate (Pty) Ltd who are the approved payment gateway for all South Africa acquiring Banks. DPO PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 SSL3 and no Card details are stored on the website. Users may go to to view their security certificate and security policy.
      • Customer details separate from card details Customer details will be stored by
      • Merchant Outlet country and transactions currency The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is South Africa Rand know as ZAR
      • Responsibility Bernard's JD & M takes responsibility for all aspects relating to transactions including sales of goods and services sold on this website, the agreement and support, dispute resolution and delivery of goods.
      • Country of domicile This website is governed by the law of South Africa and Bernard's JD & M chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature
      • Bernard's JD & M may, in its sole discretion, change this agreement or any part thereof at any time without notice.
      • Company Information This website is managed by Bernad's JD & M close corporation based in South Africa trading as Bernnard's Jewellery and with registration No. 2006/171661/23 and Mr Bernard Herbal as Director.
      • Bernard's JD & m Contact Details Company Physical Address: Shop 60 Lifestyle Centre, Mian Rd Ballito 4051
      • Email: